Decision by the CA Court of Appeals means your HOA could be held liable for workers compensation benefits to an injured worker employed by an uninsured and unlicensed contractor.
It looks like the party’s over folks. As you know, for the past few years I have been advising associations sitting on State Farm earthquake policies issued prior to 1994 to stay put due to the fact that State...
Unit interior coverage errors are a very serious and common problem I frequently uncover when conducting insurance risk reviews for condo associations. The reason it happens so often is because many managers, boards and agents are under the misconception...
Davis-Stirling Act Amendments Effective January 1, 2012
Following is a straightforward summary of the most important new amendments to the Davis-Stirling Common Interest Development Act which will become operative January 1, 2012.
1. Civil Code Section 1353.9.
Under this provision, an association’s...
Consumer checklist to help California HOAs choose an agent for Association insurance who will check CC&rs for compliance with David Sterling Act, Multi-bid for lowest prices, creatively structure earthquake
How to find out if your association has a costly "Insurance Antique" that needs replacing!